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      <image:title>Mohamed Mohamed</image:title>
      <image:caption>Founder · Licensed insolvency practitioner</image:caption>
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  <url>
    <loc>https://mfas.co.ke/news/when-debt-becomes-unsustainable-lessons-from-grit-real-estates-planned-ksh-20-billion-kenya-asset-sale</loc>
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      <image:title>When Debt Becomes Unsustainable: Lessons from Grit Real Estate’s Planned KSh 20 Billion Kenya Asset Sale</image:title>
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      <image:caption>Abstract cover for Nairobi Stock Exchange markets commentary</image:caption>
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      <image:title>What Jesus Winner Ministry’s acquisition means for Uchumi creditors</image:title>
      <image:caption>Abstract cover for distressed retail creditor analysis</image:caption>
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      <image:title>KRA’s eTIMS automation: game changer or another compliance hurdle?</image:title>
      <image:caption>Abstract cover for KRA eTIMS tax compliance commentary</image:caption>
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      <image:title>KRA’s eTIMS automation: a game changer or just another compliance hurdle?</image:title>
      <image:caption>Abstract cover for KRA eTIMS tax compliance commentary</image:caption>
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      <image:title>How KRA and financial institutions are pivotal towards support of local businesses</image:title>
      <image:caption>Abstract cover for credit and tax support of local businesses</image:caption>
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      <image:title>Are you self-employed, a business person or entrepreneur?</image:title>
      <image:caption>Abstract cover for business stage advisory commentary</image:caption>
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      <image:title>The High Stakes of Debt: When Hospitals Face the Auction Hammer</image:title>
      <image:caption>Abstract cover for healthcare debt and enforcement commentary</image:caption>
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      <image:loc>https://api.mfas.co.ke/v1/public/website/media/news/dtb-repossession.svg/</image:loc>
      <image:title>The Auction Tug-of-War: How DTB’s Repossession of 20 Trucks Reflects a Bigger Credit Dilemma in Kenya</image:title>
      <image:caption>Abstract cover for asset repossession and credit dilemma commentary</image:caption>
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      <image:loc>https://api.mfas.co.ke/v1/public/website/media/news/unpredictable-market.svg/</image:loc>
      <image:title>When the Rules No Longer Work: How to Thrive in an Unpredictable Market</image:title>
      <image:caption>Abstract cover for strategy in unpredictable markets</image:caption>
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  <url>
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      <image:title>High bank profits vs economic growth</image:title>
      <image:caption>High bank profits vs economic growth</image:caption>
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  <url>
    <loc>https://mfas.co.ke/news/why-billionaires-and-businesses-end-up-in-auctions-the-hidden-financial-traps</loc>
    <lastmod>2026-11-05</lastmod>
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      <image:title>Why Billionaires and Businesses End Up in Auctions: The Hidden Financial Traps</image:title>
      <image:caption>Why Billionaires and Businesses End Up in Auctions: The Hidden Financial Traps</image:caption>
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  <url>
    <loc>https://mfas.co.ke/news/kenyas-credit-dilemma-will-lower-interest-rates-unlock-affordable-loans-for-all</loc>
    <lastmod>2026-11-05</lastmod>
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    <image:image>
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      <image:title>Kenya’s credit dilemma: will lower interest rates unlock affordable loans for all?</image:title>
      <image:caption>Kenya’s credit dilemma: will lower interest rates unlock affordable loans for all?</image:caption>
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    <lastmod>2026-11-05</lastmod>
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      <image:title>Kenya’s economic trajectory appears to be on an upward trend</image:title>
      <image:caption>Kenya’s economic trajectory appears to be on an upward trend</image:caption>
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  <url>
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    <lastmod>2026-11-05</lastmod>
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      <image:title>Kenya’s economic rebound: what it means for you and the future</image:title>
      <image:caption>Kenya’s economic rebound: what it means for you and the future</image:caption>
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  <url>
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    <lastmod>2026-11-05</lastmod>
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    <image:image>
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      <image:title>The Motor Industry Facing the Economic Shocks or Is It a Case of Failing to Adopt?</image:title>
      <image:caption>The Motor Industry Facing the Economic Shocks or Is It a Case of Failing to Adopt?</image:caption>
    </image:image>
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    <lastmod>2026-11-05</lastmod>
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      <image:loc>https://api.mfas.co.ke/v1/public/website/media/news/borrowers-get-a-break-as-new-law-makes-harassment-illegal.jpg/</image:loc>
      <image:title>Borrowers Get a Break as New Law Makes Harassment Illegal</image:title>
      <image:caption>Borrowers Get a Break as New Law Makes Harassment Illegal</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://mfas.co.ke/news/cma-restricts-company-secretaries-to-three-listed-firms</loc>
    <lastmod>2026-11-05</lastmod>
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  <url>
    <loc>https://mfas.co.ke/news/key-changes-introduced-by-the-tax-laws-amendment-act-2024</loc>
    <lastmod>2026-11-05</lastmod>
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      <image:loc>https://api.mfas.co.ke/v1/public/website/media/news/key-changes-introduced-by-the-tax-laws-amendment-act-2024.png/</image:loc>
      <image:title>Key Changes Introduced by the Tax Laws Amendment Act, 2024</image:title>
      <image:caption>Key Changes Introduced by the Tax Laws Amendment Act, 2024</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://mfas.co.ke/news/kq-shares-resume-trading-on-the-nse-after-five-year-suspension</loc>
    <lastmod>2026-11-05</lastmod>
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    <image:image>
      <image:loc>https://api.mfas.co.ke/v1/public/website/media/news/kq-shares-resume-trading-on-the-nse-after-five-year-suspension.jpg/</image:loc>
      <image:title>KQ shares resume trading on the NSE after five-year suspension</image:title>
      <image:caption>KQ shares resume trading on the NSE after five-year suspension</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://mfas.co.ke/news/tax-laws-amendment-bill-2024</loc>
    <lastmod>2026-11-05</lastmod>
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    <image:image>
      <image:loc>https://api.mfas.co.ke/v1/public/website/media/news/tax-laws-amendment-bill-2024.png/</image:loc>
      <image:title>Tax Laws (Amendment) Bill, 2024</image:title>
      <image:caption>Tax Laws (Amendment) Bill, 2024</image:caption>
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  <url>
    <loc>https://mfas.co.ke/news/saving-your-business</loc>
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      <image:loc>https://api.mfas.co.ke/v1/public/website/media/news/saving-your-business.png/</image:loc>
      <image:title>Saving your business – strategies for successful rescue and recovery</image:title>
      <image:caption>Saving your business – strategies for successful rescue and recovery</image:caption>
    </image:image>
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  <url>
    <loc>https://mfas.co.ke/news/the-state-of-uchumi-supermarket</loc>
    <lastmod>2026-11-05</lastmod>
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      <image:loc>https://api.mfas.co.ke/v1/public/website/media/news/the-state-of-uchumi-supermarket.png/</image:loc>
      <image:title>The Capital Point: the state of Uchumi Supermarket</image:title>
      <image:caption>The Capital Point: the state of Uchumi Supermarket</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://mfas.co.ke/news/uchumi-supermarkets-path-to-debt-recovery</loc>
    <lastmod>2026-11-05</lastmod>
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      <image:loc>https://api.mfas.co.ke/v1/public/website/media/news/uchumi-supermarkets-path-to-debt-recovery.png/</image:loc>
      <image:title>Uchumi’s path to debt recovery</image:title>
      <image:caption>Uchumi’s path to debt recovery</image:caption>
    </image:image>
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  <url>
    <loc>https://mfas.co.ke/news/business-laws-amendment-bill-2024</loc>
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      <image:title>Business Laws (Amendment) Bill, 2024</image:title>
      <image:caption>Business Laws (Amendment) Bill, 2024</image:caption>
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